Please can you add the following
IVA and trust deed advice website to the directory.
The UK Insolvency Helpline
http://www.insolvencyhelpline.co.ukThe service has a team of staff that advice Scottish customers on Trust Deeds. The Protected Trust Deed is offered only in Scotland as is similar to the IVA (Individual Voluntary Arrangement).
It is a legally governed procedure by which you can repay your debt over a specified period of time. Monthly payments are based on what you can afford and after the period of your Protected Trust Deed, any remaining debt is written off.